arXiv:2604.04171v1 Announce Type: new Abstract: I propose a model of systematic understanding, suitable for machine learning systems. On this account, an agent understands a property of a target system when it contains an adequate internal model that tracks real regularities, is coupled to the target by stable bridge principles, and supports reliable prediction. I argue that contemporary deep learning systems often can and do achieve such understanding. However they generally fall short of the ideal of scientific understanding: the understanding is symbolically misaligned with the target system, not explicitly reductive, and only weakly unifying. I label this the Fractured Understanding Hypothesis.